‘’CIIM (now UoL) as very successful in fostering a new generation of outstanding executives and business leaders.
CIIM had a catalytic positive effect on my professional career. It taught me how to look at things from a different perspective and go beyond my comfort zone. CIIM unified all my knowledge, competencies, and experience under one umbrella. Everything made sense.
The institution has given me not only knowledge but above all some values which are indispensable. It has given me a willingness to learn, acceptance of responsibility, a sense of morality and integrity, courage to try new ideas, and, yes, willingness to dedicate myself to the service of others.
CIIM/UoL urged me to listen to the winds of change, always strive for Excellence, never give up, think out of the box, innovate, and pursue lifelong learning. And I have! I owe who I am to CIIM and I am grateful.’’ CEO Aretaeio Hospital Cyprus, MBA, Class of 1998
Mrs Anthoula Charalambous Savvides
‘’Working for the public sector since 1990 in policy making, strategic planning and coordinating the implementation of public investments. Served as Head for the implementation of EU’s Cohesion Policy in Cyprus and in 10 years, since completion of a Master’s degree in Public Sector Management in 2013 and an MBA in 2021 at CIIM, served in three different Ministries. Head of Office of the Minister of Agriculture, Rural Development and Environment (2013-2017), Head of Policy and European Affairs Directorate of the Ministry of Interior (2017-2021) and appointed retroactively (as of 2011) Director of Coordination, DG Growth, Ministry of Finance. Represented Cyprus in various EU Committees and Conferences and appointed by the Council of Ministers to serve at the boards of various Public Organizations.
I gained knowledge, skills, experiences, the “Can do, No Excuse attitude” and more confidence in what I can accomplish. ‘’ Director for Recovery and Resilience, DG Growth, Ministry of Finance, Master in Public Sector Management (Class of 2010) and MBA (Class of 2020)
Mr Carlos Miguel Caballero Miralles
‘’My educational journey has proven to be profoundly transformative, imparting me with a profound understanding of the intricacies within the maritime industry. Beyond the academic and professional realms, my student experience has been a crucible for personal growth, nurturing a steadfast sense of adaptability, advanced problem-solving skills, and an unwavering commitment to effective leadership. With over 15 years of experience in the cruise industry and various types of vessels, I have honed my expertise and found inspiration within the University’s supportive milieu, which encouraged me to set and pursue ambitious aspirations. CIIM (now UoL) undeniably forms the bedrock of my career, and I wholeheartedly encourage prospective candidates to explore the transformative opportunities it provides for those aspiring to make a lasting impact in their chosen professional domains. ‘’ Chief Officer: Safety, Norwegian Cruise Line Holdings LTD, MSc in Shipping and Operations Management, Class of 2021
Mr Panayiotis Sofocleous
‘’I am the entrepreneur behind Cyprus Insurance News, the pioneering news portal dedicated to the insurance industry in Cyprus. Additionally, I am the founder of Insurance Media Lab, a digital agency that caters exclusively to the insurance sector's needs.
My studies at CIIM (now UoL) have been instrumental in my professional development, endowing me with a wealth of knowledge and critical insights into the multifaceted aspects of modern business.
This foundation has not only fuelled my entrepreneurial spirit but has also been pivotal in addressing the nuanced challenges of the digital landscape within the insurance industry.’’ Founder of Cyprus Insurance News, MSc in Business Management, Class of 2019
Mr Charalambos Christou
‘’My professional growth is highly related with my studies at CIIM (now UoL) few years ago. I have completed the MSc Financial services through which I had the opportunity to meet exceptional professionals and participate in the CFA research challenge, which was a career turning point. CIIM (now UoL) provides the flexibility to professionals to expand their knowledge in non-working hours while at the same time it provides them with all necessary tools for networking and to build the required mindset for a successful career.’’ Executive Director and the Head of Risk Management department,MFO Asset Management Ltd MSc in Financial Services, Class of 2016
Mrs Margarita Elisova
‘’Margarita has 20 years of working experience in the audit and public accounting within manufacturing and production industry. She has a long career in Coca-Cola HBC system. During her career, she has held several finance positions in Russian & Cyprus Operations of the CCH group. Now she is appointed as a Financial Accounting Manager region 3.
Thanks to CIIM (now UoL) family for the journey I had with MBA program. I feel proud of being part of this winning team during my career in Cyprus. The program helped me to build a strong business connection with high levels of engagement and passion for excellence. I am sure and looking forward to observing new achievements of UoL (progression of CIIM), developing MBA program and academic part of University of Limassol to new heights in Mediterranean area and, why not, rest of the world.’’ Financial Accounting Manager region 3 Coca-Cola HBC, MBA, Class of 2017
Mrs Stella Michaelidou
‘’I have been working in the financial sector for over 25 years and have acquired a number of degrees over the years, yet studying for the MBA qualification at CIIM has broadly encouraged a wider perspective of thinking in me and has enabled me to advance my career like no other. My decision to study for an MBA at CIIM was based on my desire to acquire an extra qualification from a well-known and recognized institution, enhance my knowledge in the business management space as well as broadening my skillset.
The high quality curriculum was both relevant and creative, delivered by high - caliber lecturers coming from the best Universities in the world. The course is structured and organised in such a way as to provide both specialised knowledge, soft - skills and a can-do attitude, that have assisted me in achieving better results and building more effective professional relationships.
This opportunity has helped me to advance my professional career by gaining the knowledge and skills that are crucial in tackling my daily professional and personal life. ‘’ Commissioner of State Aid Control of Cyprus, MBA,Class of 2016
Mr Stavros Florides
‘’ The program was very comprehensive and really moved in a speedy pace whilst the faculty have done an excellent job satisfying all our needs. I must highlight that I was surrounded by exceptional professors who guided and provided me with the best study materials and very often topics were taught by visitor professionals with high academic or business credentials.
Except from my degree and the knowledge acquired, I have also earned a wider perspective, boosted confidence in my abilities and an unparallel learning experience that last a lifetime and are part of my career.
Thank you CIIM / UοL !!!’’ General Manager at AIG Europe S.A. (Cyprus Branch), Master in Business Management, Class of 2017
Accreditations and Recognitions
Collaborating Institutions and Certifications
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You are invited to participate in a survey as part of the DiFiCy – Digital Transformation and FinTech: Shaping Cyprus’s Economy research project which is implemented by the University of Limassol, PwC Cyprus and Unity Growth Limited.
The project is co-funded by the European Union within the framework of the Cohesion Policy Programme “THALIA 2021-2027” through the Research and Innovation Foundation (RIF) in Cyprus [Pr. number: EXCELLENCE/0524/0568].
The study has been approved by the National Bioethics Committee of Cyprus (Approval no.: EEBK EΠ 2025.01.19 )
This project explores digital transformation and FinTech adoption in Cyprus, with a particular focus on SMEs and the broader business ecosystem. It uses a mixed-methods research design, combining survey data with interviews and case study evidence to generate evidence-based insights for policymakers and businesses.
Before deciding whether to participate, please read the following information carefully.
Purpose of Participation
The purpose of this research is to better understand the drivers, challenges, and impacts of digital transformation and FinTech adoption in Cyprus. The findings aim to support evidence-based policymaking, strengthen business practices, and contribute to innovation and economic development.
Your participation involves the following:
Completion of this survey, which takes approximately 15 minutes.
Invitation to take part in an optional interview.
Contribution to a case study or discussion session at a later stage.
Your participation is entirely voluntary, and you are free to decline or withdraw at any time without any consequences.
If you wish to withdraw from the study after submitting your responses, you may do so by contacting the Project Coordinator.
Data Confidentiality and Usage
All data collected will be handled in strict accordance with the General Data Protection Regulation (GDPR) and Cyprus Data Protection Law (125(I)/2018).
Your data will be treated confidentially, pseudonymised and anonymised, and no personally identifiable information will be disclosed. Data will be securely stored and accessed only by authorised members of the research team. In some cases, qualitative data may be processed using machine learning techniques, such as keyword identification or pattern detection, strictly to support analysis; however, all interpretation and conclusions will be made by the researchers.
Aggregated and anonymised findings derived from the data (e.g., statistical summaries, graphs, and thematic insights) may be used for dissemination activities, including scientific publications, policy reports, infographics, and training materials. These outputs will not contain any information that could directly or indirectly identify participants or their organisations.
Anonymised data may be shared publicly after a 24-month embargo period, while raw or sensitive data will not be publicly available. Access to raw or sensitive data will be granted only upon justified request and consortium approval.
Your participation in this study does not involve any risks.
On the contrary, your contribution may help improve digital and FinTech policies, support SME development and innovation strategies, and enhance the overall business environment in Cyprus.
Contact Information
If you have any questions, concerns, withdraw requests or complaints, please contact the Project Coordinator, Dr. Snezana Eminidou. Please include “DiFiCy Survey” in the subject line.
Email: snezana@uol.ac.cy
Phone number: +357 22462228
Partnership:
Thank you for your valuable contribution to this research.
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